Today, we are going to consider ISO student health insurance, their prices, packages and why you should use their service. Let’s start by giving you a brief overview of this insurance company and what they do.
ISO Student Health Insurance
ISO Insurance is a renowned insurance plan manager that is completely run by foreign students. Our own academic experiences have formed the organization, allowing us to provide a diverse selection of insurance options to students. We also manage and provide student health insurance policies for universities all throughout the United States. We believe we can provide international students with insurance policies they want at a reasonable price.
We noticed a growing need for insurance choices among overseas students, as well as a genuine need for ACA-compliant student health insurance at institutions across the United States, as a result of our interactions with them. As a result, ISO aspires to provide top-tier student health insurance as well as short-term, limited-duration policies. Our insurance products are tailored specifically for international students studying in countries other than their own.
Customer service help in several languages : ISO’s major goal has always been to provide the most expedient customer service possible. The unique background of our clientele inspires us to continue to develop new resources to serve international students of various nationalities. ISO’s customer service personnel are fluent in a range of languages, including Chinese, Korean, Spanish, Hindi, and others, and can communicate with international students in a variety of ways. Nothing is more important than ensuring that our international students in the United States have a smooth transition, especially when it comes to understanding their insurance options.
Read also: Full List Of Tuition Free Medical Schools
ISO Student Health Insurance Plans
There are many insurance packages available at ISO for all classes of students and travelers. The good news is that all these packages are very affordable. Here are the packages available:
International Students Insurance
For overseas students in high school, ISO provides comprehensive and cheap health insurance policies with no deductible in network. Students as young as 12 are eligible for this.
High School Insurance
ISO also provide international students in high school with comprehensive and cheap health insurance policies with low deductibles. There is no deductible in the network.
OPT Student Insurance
After graduation, ISO continues to cover students with insurance coverage tailored to their specific needs during their Optional Practical Training (OPT) phase.
J1 Visa Exchange Visitor Insurance
For scholars and exchange students on a J1 visa, ISO offers specialized insurance policies. All the plans are tailored to the Department of State’s specifications.
Benefits Of Choosing ISO Student Health Insurance
There are so many benefits associated with using this world class health insurance company, but we are going to consider a few of them here:
ISO is the world’s largest insurance manager for foreign students, having been founded in 1958 by international students. They take pleasure in providing world-class multilingual and committed customer service.
With their countrywide network of doctors and hospitals, ISO insurance plans cover exactly what you need, anywhere in the United States. With online access and direct billing, finding a doctor in your neighborhood is a breeze.
Over one million foreign students from more than 200 countries and territories have chosen ISO as their first choice in the previous five years. During this time, ISO paid out over $100 million in claims.
ISO plans are tailored to your school’s specific requirements and needs. As a result, ISO always provide you our full help in getting your waiver authorized.
List Of Other Health Insurance Company In US
There are other top health insurance companies in the United States that have been used by many students and travelers. Feel free to use their services if you’re not comfortable with ISO student health Insurance.
UnitedHealthcare is the largest health insurance provider judging from total covered lives. The company sells everything from individual health insurance to full-fledged employee benefits plans for some of the world’s largest organizations. In addition, its policies are available in all 50 states. The headquarters of UnitedHealthcare are in Minnetonka, Minnesota.
UnitedHealthcare, in addition to having the most members, has a care network of over 1.3 million physicians and health care workers, as well as over 6,000 hospitals. This implies that if you have UnitedHealthcare, you will have a wide range of treatment options.
With nearly 40 million people covered, Anthem is the second-largest medical insurance company by total members. Large and small businesses, individuals, and Medicaid and Medicare markets are all served by the company’s Commercial and Business health care section.
Anthem is a Blue Cross Blue Shield Association licensee. This means that when looking for Anthem policies on your state marketplace exchange, you’ll often see them listed as BCBS followed by the name of your state, but the insurer you’ll be buying from is Anthem.
California, Colorado, Connecticut, Georgia, Indiana, Kentucky, Maine, Missouri, Nevada, New Hampshire, New York, Ohio, Virginia, and Wisconsin are among the states where the company works.
In the year 2018, CVS Health Corp. purchased Aetna. The organization is now run by CVS Health, which has been able to smoothly combine its provider networks with Aetna’s membership base. Aetna is the third-largest supplier of health insurance and services by membership, having been founded in 1853. However, the majority of its members come from the private market, where they provide health insurance to companies and their employees. Due to a financial loss, Aetna has been absent from all Affordable Care Act marketplaces since 2015.
By membership, Cigna is the fourth-largest significant medical insurance business in the United States. Cigna, based in Bloomfield, Connecticut, provides health insurance and health services to businesses all around the world. Cigna provides dental, behavioral health, vision, supplementary health, and Medicare/Medicaid retirement benefits in addition to business health insurance policies and plan management.
Arizona, California, Colorado, Florida, Georgia, Maryland, Missouri, North Carolina, South Carolina, and Tennessee are among the 11 states where Cigna sells individual health insurance.
Humana is the fifth-largest health insurance provider in terms of membership. The company began selling long-term care insurance in 1961 before expanding into selling health insurance products. However, the company declared in 2017 that it would no longer sell individual health insurance in the 11 states where it had previously provided coverage. If you still have a Humana insurance, it will continue to fulfill its obligations of providing coverage benefits under your plan.
Do college students get free health care?
Even after graduation, college students can remain on their parents’ health insurance coverage until they are 26 years old. Those who aren’t insured by their parents’ insurance can enroll during open enrollment or special enrollment periods.
Do F1 students need visa insurance?
When studying in the United States, international students with an F1 visa are exempt from any government-mandated health insurance requirements. With this in mind, and because appropriate health insurance is so crucial, F1 visa holders and their families should adhere to their school’s insurance rules.
Can you get health insurance on a student visa?
Medical insurance is required by the US Department of State for exchange visitors on a J-1 visa and their families on a J-2 visa for the duration of their program. However, there are no explicit insurance requirements for international students and their dependents on a F visa, according to the State Department.
Is health insurance mandatory for college students?
In the United States, most schools and institutions require students to be covered by a major medical plan. Thanks to the Patient Protection and Affordable Care Act, many college students under the age of 26 may be covered by their parents’ health insurance plan (PPACA).
This is how far we can go on this article; ISO Student Health Insurance. Hope you have learnt alot! If you need an insurance cover do well to contact any of the insurance bodies listed on this article and patronize them.